{"id":32722,"date":"2026-10-05T11:06:31","date_gmt":"2026-10-05T11:06:31","guid":{"rendered":"https:\/\/koshalsambada.in\/?p=32722"},"modified":"2026-10-05T11:06:31","modified_gmt":"2026-10-05T11:06:31","slug":"man-paid-rs-1-73-crore-for-gurgaon-flat-waited-over-a-decade-without-possession-builder-alleges-homebuyer-bought-it-for-commercial-gain-consumer-commission-awards-refund-with-12-interest-rs-4-lak","status":"publish","type":"post","link":"https:\/\/koshalsambada.in\/?p=32722","title":{"rendered":"Man paid Rs 1.73 crore for Gurgaon flat, waited over a decade without possession; builder alleges homebuyer bought it for commercial gain, consumer commission awards refund with 12% interest &#038; Rs 4 lakh"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div>\n<div class=\"e9jwa\">\n<div class=\"vdo_embedd\">\n<div class=\"GfdvZ\">\n<section class=\"_bIDB  clearfix id-r-component leadmedia undefined undefined  E9tg9 \" style=\"top:0px\">\n<div class=\"_bIDB\" data-ua-type=\"1\" onclick=\"stpPgtnAndPrvntDefault(event)\">\n<div class=\"ypVvZ\">\n<div class=\"WGttI\"><img src=\"https:\/\/static.toiimg.com\/thumb\/msid-134700032,imgsize-351978,width-400,height-225,resizemode-4\/homebuyer.jpg\" alt=\"Man paid Rs 1.73 crore for Gurgaon flat, waited over a decade without possession; builder alleges homebuyer bought it for commercial gain, consumer commission awards refund with 12% interest &amp; Rs 4 lakh\" title=\"The homebuyer booked a flat in Gurgaon and paid around Rs 1.73 crore for the apartment. (Image for representative purpose only)\" decoding=\"async\" fetchpriority=\"high\"\/><\/div>\n<\/div>\n<\/div>\n<div class=\"Ta7d_ img_cptn\"><span title=\"The homebuyer booked a flat in Gurgaon and paid around Rs 1.73 crore for the apartment. (Image for representative purpose only)\">The homebuyer booked a flat in Gurgaon and paid around Rs 1.73 crore for the apartment. (Image for representative purpose only)<\/span><\/div>\n<\/section>\n<\/div><\/div>\n<\/div>\n<p>Buying a home is a dream for many, but if the possession of the flat is delayed then it can turn into a nightmare. In one such case, a homebuyer booked a flat in Gurgaon and had to wait for over a decade but still did not get possession from the builder.<span class=\"id-r-component br\" data-pos=\"2\"\/>The construction was found to be incomplete, with the builder failing to hand over the apartment to him. After waiting for seven years, the homebuyer decided to pursue the matter legally.<span class=\"id-r-component br\" data-pos=\"4\"\/><\/p>\n<p><h2>What the case is about:<\/h2>\n<\/p>\n<p>The homebuyer booked a flat in Gurgaon and paid around Rs 1.73 crore for the apartment. He was assured that the flat would be handed over to him within three years. Instead, the promised possession remained elusive for years.<span class=\"id-r-component br\" data-pos=\"7\"\/>In 2012, the man booked the 2,600 sq ft apartment in a project located in Sector 83, Gurgaon. <!-- -->The basic sale price was fixed at Rs 6,428.50 per sq ft, apart from other applicable charges. The basic sale price of the apartment was stipulated at Rs 1.67 crore.<span class=\"id-r-component br\" data-pos=\"12\"\/>The Builder Buyer Agreement was signed in November 2012. Under its terms, the builder was required to complete construction within three years from the date on which the agreement was executed. Relying on the assurances given by the developer, the man obtained a home loan and ultimately paid Rs 1,72,93,048.76 towards the apartment.<span class=\"id-r-component br\" data-pos=\"15\"\/>Facing prolonged delays, the homebuyer first approached the NCLT Chandigarh and later moved the Haryana Consumer Disputes Redressal Commission, where he eventually succeeded.<span class=\"id-r-component br\" data-pos=\"17\"\/>In his complaint, the homebuyer alleged that the builder displayed a negligent and lethargic approach towards the project, which resulted in the construction not being completed.<span class=\"id-r-component br\" data-pos=\"19\"\/>Before filing his case before the State Consumer Commission, the homebuyer had also sought a refund of the amount he had deposited, along with interest. <!-- -->He made this request to the developer through emails and a letter sent in 2018 and 2019.<span class=\"id-r-component br\" data-pos=\"23\"\/>Following the issuance of notice, the builder claimed that the man had purchased the apartment for his \u201cown commercial gain\u201d. It further alleged that \u201cthe complainant had voluntarily invested in the said project keeping in view the profit viability on the resale of the said unit.\u201d<span class=\"id-r-component br\" data-pos=\"25\"\/>While acknowledging that the homebuyer had paid nearly Rs 1.73 crore towards the apartment, the proxy counsel appearing for the builder contended that the total sale price of the unit was Rs 1,89,54,500, according to an ET report. <!-- -->This figure, according to the builder, included additional charges such as electricity meter installation, PLC, Club Membership, EDC, IDC and IFMS.<span class=\"id-r-component br\" data-pos=\"29\"\/>The developer also disputed the claim that the homebuyer had made all his payments on time. It alleged that he had delayed payment of installments and maintained that the dues were paid only after the builder issued several reminders.<span class=\"id-r-component br\" data-pos=\"31\"\/>The builder did, however, acknowledge that there had been a delay in completing the project. <!-- -->It attributed the delay to circumstances beyond its control, including: initiation of the GAIL Corridor, non-removal or shifting of the defunct high-tension lines passing through the lands, Nnon-acquisition of sector roads by HUDA.<span class=\"id-r-component br\" data-pos=\"35\"\/><\/p>\n<p><h2>Why the homebuyer won refund with interest<\/h2>\n<\/p>\n<p>After considering the facts presented in the case and hearing the arguments from both sides, the commission concluded that the builder was guilty of deficiency in service and unfair trade practice.<span class=\"id-r-component br\" data-pos=\"39\"\/>It directed the developer to return the amount deposited by the homebuyer along with interest at 12% from the dates on which the respective payments were made until the amount is realised.<span class=\"id-r-component br\" data-pos=\"41\"\/>The commission also awarded the homebuyer Rs 3 lakh as compensation for the mental harassment and physical agony suffered by him. A further Rs 1 lakh was granted towards his litigation costs.<span class=\"id-r-component br\" data-pos=\"43\"\/>Gaurav Singh, Counsel at Clavius Legal, told ET that the matter represented a clear case of prolonged non-delivery. <!-- -->\u201cThe buyer had paid about Rs 1.73 crore, partly through a home loan, and had asked for a refund in writing in 2018 and 2019 before he litigated. The builder blamed the GAIL corridor, high-tension lines and sector roads that had not been acquired. The Commission granted a refund notwithstanding those explanations.<!-- -->\u201d<span class=\"id-r-component br\" data-pos=\"48\"\/>Singh added that a homebuyer cannot be expected to remain stuck indefinitely when possession has been delayed for almost 11 years and there is still no definite timeline for handover. <!-- -->According to him, this is in line with the principle recognised under settled consumer law.<span class=\"id-r-component br\" data-pos=\"52\"\/>The builder maintained that the homebuyer had purchased the apartment with the intention of reselling it and earning a profit. However, the order does not expressly address this objection. According to Singh, the commission recorded the booking as being for personal residence, took note of the home loan and based its decision primarily on the prolonged failure to deliver possession.<span class=\"id-r-component br\" data-pos=\"55\"\/>\u201cThe builder has to establish that the transaction falls within the commercial-purpose exclusion; simply asserting that a property was purchased as an investment is not enough. Buying one flat that may appreciate is not, by itself, the same as carrying on a business of trading in property,\u201d he added.<span class=\"id-r-component br\" data-pos=\"58\"\/>The fact that a homebuyer is an investor does not automatically remove the contractual or statutory responsibilities of the developer. <!-- -->However, where the purchase actually falls within the \u2018commercial purpose\u2019 exclusion, the purchaser may not be treated as a consumer and a complaint before the consumer forum may therefore not be maintainable.<span class=\"id-r-component br\" data-pos=\"62\"\/>The right to seek a refund under Section 18 of the RERA Act, however, is not contingent on the property having been purchased for the allottee\u2019s own use. The Supreme Court has also recognised an allottee\u2019s right to seek a refund with interest when the promoter fails to hand over possession within the period agreed upon.<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/timesofindia.indiatimes.com\/business\/india-business\/man-paid-rs-1-73-crore-for-gurgaon-flat-waited-over-a-decade-without-possession-builder-alleged-homebuyer-bought-it-for-commercial-gain-but-consumer-commission-awards-refund-with-12-interest-and-rs-4-lakh\/articleshow\/134698304.cms\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The homebuyer booked a flat in Gurgaon and paid around Rs 1.73 crore for the apartment. (Image for representative purpose only) Buying a home is a dream for many, but if the possession of the flat is delayed then it can turn into a nightmare. In one such case, a homebuyer booked a flat in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":32723,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31],"tags":[],"class_list":["post-32722","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-31"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","medium":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","medium_large":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","large":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","1536x1536":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","2048x2048":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","blogsy-small":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","blogsy-small-tall":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","blogsy-small-square":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","blogsy-small-masonry":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","blogsy-medium":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","blogsy-medium-masonry":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","blogsy-large":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg","blogsy-wide":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg"},"magazineBlocksPostAuthor":{"name":"admin","avatar":"https:\/\/secure.gravatar.com\/avatar\/8709732a479614e7a8aa24d3eb1b239f30dc6d90c61464ed495001e7a469d856?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":"0","magazineBlocksPostExcerpt":"The homebuyer booked a flat in Gurgaon and paid around Rs 1.73 crore for the apartment. (Image for representative purpose only) Buying a home is a dream for many, but if the possession of the flat is delayed then it can turn into a nightmare. In one such case, a homebuyer booked a flat in [&hellip;]","magazineBlocksPostCategories":["\u0b26\u0b47\u0b36 \u0b2c\u0b3f\u0b26\u0b47\u0b36"],"magazineBlocksPostViewCount":1,"magazineBlocksPostReadTime":5,"magazine_blocks_featured_image_url":{"full":["https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg",400,225,false],"medium":["https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg",300,169,false],"thumbnail":["https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/10\/homebuyer.jpg",150,84,false]},"magazine_blocks_author":{"display_name":"admin","author_link":"https:\/\/koshalsambada.in\/author\/admin"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/8709732a479614e7a8aa24d3eb1b239f30dc6d90c61464ed495001e7a469d856?s=96&d=mm&r=g","magazine_blocks_category":"<a href=\"#\" class=\"category-link category-link-31\">\u0b26\u0b47\u0b36 \u0b2c\u0b3f\u0b26\u0b47\u0b36<\/a>","_links":{"self":[{"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/posts\/32722","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32722"}],"version-history":[{"count":0,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/posts\/32722\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/media\/32723"}],"wp:attachment":[{"href":"https:\/\/koshalsambada.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32722"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32722"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32722"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}