{"id":19319,"date":"2026-09-02T10:48:44","date_gmt":"2026-09-02T10:48:44","guid":{"rendered":"https:\/\/koshalsambada.in\/?p=19319"},"modified":"2026-09-02T10:48:44","modified_gmt":"2026-09-02T10:48:44","slug":"uscis-can-now-seek-credit-information-of-a-green-card-sponsor-from-agencies","status":"publish","type":"post","link":"https:\/\/koshalsambada.in\/?p=19319","title":{"rendered":"USCIS can now seek credit information of a green card sponsor from agencies"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div>\n<div class=\"e9jwa\">\n<div class=\"vdo_embedd\">\n<div class=\"GfdvZ\">\n<section class=\"_bIDB  clearfix id-r-component leadmedia undefined undefined  E9tg9 \" style=\"top:0px\">\n<div class=\"_bIDB\" data-ua-type=\"1\" onclick=\"stpPgtnAndPrvntDefault(event)\">\n<div class=\"ypVvZ\">\n<div class=\"WGttI\"><img src=\"https:\/\/static.toiimg.com\/thumb\/msid-133707089,imgsize-45350,width-400,height-225,resizemode-4\/us-citizenship-and-immigration-services-uscis.jpg\" alt=\"USCIS can now seek credit information of a green card sponsor from agencies\" decoding=\"async\" fetchpriority=\"high\"\/><\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div><\/div>\n<\/div>\n<p>The US Citizenship and Immigration Services (USCIS) has made an overnight change to the Form I-864, which is the \u2018Affidavit of Support\u2019 filed by those sponsoring family members for a green card.<!-- --> From Aug 31, only the new version will be accepted for filings submitted on or after this date \u2013 no grace period is available for continued use of the older form.<span class=\"id-r-component br\" data-pos=\"3\"\/>American Immigration Lawyers\u2019 Association (AILA) points out a notable change in the new version. \u201cIt includes a privacy release that authorizes USCIS to request credit related information (about the sponsor) from one or more consumer reporting agencies.\u201d<span class=\"id-r-component br\" data-pos=\"7\"\/>\u201cIf a sponsor has a credit or security freeze on their consumer or credit report file, USCIS may not be able to access the information necessary to assess the sufficiency of Form I-864. To avoid any delays, a sponsor should expeditiously respond to any requests made to release a credit or security freeze,\u201d states AILA.<span class=\"id-r-component br\" data-pos=\"9\"\/>Consumers typically place a freeze with the major credit-reporting agencies to help prevent unauthorized accounts from being opened in their name. A freeze does not erase or damage a person&#8217;s credit history; it simply limits who can access the report while the freeze is in place.<span class=\"id-r-component br\" data-pos=\"13\"\/>Manifest Law has posted insights on this development. Ana Gabriela Urizar, immigration attorney states that while Form I-864 was already a binding contract to support the immigrant financially, the addition made is that \u201cUSCIS can go straight to the credit bureaus to check your numbers, so sponsors should make sure their income and asset documentation actually matches what&#8217;s on file before they sign.&#8221;<span class=\"id-r-component br\" data-pos=\"16\"\/>Immigration attorneys point out that the new form does not specify any credit score that must be met. USCIS has also not announced that every sponsor will undergo a credit inquiry or that every sponsor&#8217;s credit score will routinely be reviewed. While the new form does not state that a low credit score, high credit-card balances, missed payments, or a prior bankruptcy automatically disqualifies someone from being a financial sponsor, immigration attorneys add that it remains to be seen how USCIS will use its authority.<span class=\"id-r-component br\" data-pos=\"20\"\/>Form I-864 has traditionally focused on the sponsor&#8217;s financial ability through information such as: Household size; current annual income and household income; federal tax returns; income and asset documentation to name a few.<span class=\"id-r-component br\" data-pos=\"22\"\/>The basic financial requirement has not been replaced by a credit-score requirement. Generally, a sponsor must demonstrate income at or above 125% of the applicable federal poverty guidelines. To illustrate \u2013 this translates into $41,250 for a household of four members in the Washington DC area. With USCIS now having an additional avenue to seek financial information about the sponsor it makes the Form I-864 review broader.<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/timesofindia.indiatimes.com\/world\/us\/uscis-can-now-seek-credit-information-of-a-green-card-sponsor-from-agencies\/articleshow\/133706991.cms\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The US Citizenship and Immigration Services (USCIS) has made an overnight change to the Form I-864, which is the \u2018Affidavit of Support\u2019 filed by those sponsoring family members for a green card. From Aug 31, only the new version will be accepted for filings submitted on or after this date \u2013 no grace period is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19320,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31],"tags":[],"class_list":["post-19319","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-31"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","medium":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","medium_large":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","large":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","1536x1536":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","2048x2048":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","blogsy-small":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","blogsy-small-tall":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","blogsy-small-square":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","blogsy-small-masonry":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","blogsy-medium":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","blogsy-medium-masonry":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","blogsy-large":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg","blogsy-wide":"https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg"},"magazineBlocksPostAuthor":{"name":"admin","avatar":"https:\/\/secure.gravatar.com\/avatar\/8709732a479614e7a8aa24d3eb1b239f30dc6d90c61464ed495001e7a469d856?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":"0","magazineBlocksPostExcerpt":"The US Citizenship and Immigration Services (USCIS) has made an overnight change to the Form I-864, which is the \u2018Affidavit of Support\u2019 filed by those sponsoring family members for a green card. From Aug 31, only the new version will be accepted for filings submitted on or after this date \u2013 no grace period is [&hellip;]","magazineBlocksPostCategories":["\u0b26\u0b47\u0b36 \u0b2c\u0b3f\u0b26\u0b47\u0b36"],"magazineBlocksPostViewCount":1,"magazineBlocksPostReadTime":3,"magazine_blocks_featured_image_url":{"full":["https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg",400,225,false],"medium":["https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg",300,169,false],"thumbnail":["https:\/\/koshalsambada.in\/wp-content\/uploads\/2026\/09\/us-citizenship-and-immigration-services-uscis.jpg",150,84,false]},"magazine_blocks_author":{"display_name":"admin","author_link":"https:\/\/koshalsambada.in\/author\/admin"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/8709732a479614e7a8aa24d3eb1b239f30dc6d90c61464ed495001e7a469d856?s=96&d=mm&r=g","magazine_blocks_category":"<a href=\"#\" class=\"category-link category-link-31\">\u0b26\u0b47\u0b36 \u0b2c\u0b3f\u0b26\u0b47\u0b36<\/a>","_links":{"self":[{"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/posts\/19319","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19319"}],"version-history":[{"count":0,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/posts\/19319\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=\/wp\/v2\/media\/19320"}],"wp:attachment":[{"href":"https:\/\/koshalsambada.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19319"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/koshalsambada.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}