{"id":12265,"date":"2026-08-14T09:24:43","date_gmt":"2026-08-14T09:24:43","guid":{"rendered":"https:\/\/koshalsambada.in\/?p=12265"},"modified":"2026-08-14T09:24:43","modified_gmt":"2026-08-14T09:24:43","slug":"pmay-u-2-0-in-kerala-who-gets-rs-4-lakh-housing-assistance-and-how-it-is-funded","status":"publish","type":"post","link":"https:\/\/koshalsambada.in\/?p=12265","title":{"rendered":"PMAY-U 2.0 in Kerala: Who gets Rs 4 lakh housing assistance and how it is funded"},"content":{"rendered":"


\n<\/p>\n

\n
\n
\n
\n
\n
\n
\n
\"PMAY-U<\/div>\n<\/div>\n<\/div>\n
Kerala government\u2019s Cabinet has approved implementation of PMAY-U 2.0 in the state (representative image)<\/span><\/div>\n<\/section>\n<\/div><\/div>\n<\/div>\n

For families in Kerala who are eligible for government housing assistance, the next phase of the Centre\u2019s urban housing scheme is set to bring a fresh round of support.Around 30,000 eligible beneficiaries in the state will be covered under the second phase of the Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0), according to the office of Local Self Government Department Minister K M Shaji.The Kerala government\u2019s Cabinet has approved implementation of PMAY-U 2.0 in the state based on the prescribed eligibility criteria.The state is now set to sign a memorandum of understanding (MoU) with the Centre for implementing the scheme, the minister\u2019s office said.<\/p>\n

How much housing assistance will beneficiaries get?<\/b><\/h3>\n<\/p>\n

Under the revised Central guidelines, the total assistance for a homeless beneficiary will be Rs 4 lakh per house.The funding will be divided between the Centre, state government, municipality and beneficiary.<\/p>\n

\n\n\n\n\n\n\n\n
Contributor<\/b><\/td>\nAmount<\/b><\/td>\n<\/tr>\n
Centre<\/td>\nRs 1.50 lakh<\/td>\n<\/tr>\n
Kerala government<\/td>\nRs 1 lakh<\/td>\n<\/tr>\n
Municipality + beneficiary<\/td>\nRs 1.50 lakh<\/td>\n<\/tr>\n
Total<\/td>\nRs 4 lakh<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

The state government will provide Rs 1 lakh for each beneficiary, while the Centre will contribute Rs 1.50 lakh. The remaining Rs 1.50 lakh will have to be borne by the municipality and the beneficiary, according to the minister’s office.The revised Central guidelines also require the beneficiary to bear 25% of the total project cost.<\/p>\n

How is the funding different under the existing scheme?<\/b><\/h2>\n<\/p>\n

Kerala is currently implementing the PMAY-Urban LIFE scheme, under which homeless beneficiaries who own land receive Rs 4 lakh in total assistance per house.Under the existing arrangement, the funding is divided as follows:<\/p>\n

\n